How it works
Four steps to keys
- 1
Place your $100 deposit
Refundable, and it holds your lot while you sort out financing.
- 2
Get pre-qualified
Start with one or two lenders below. Ask specifically about off-grid and rural properties with solar and well water.
- 3
Share your pre-qual letter
Email it to us and we lock in your lot, build slot and timeline.
- 4
Build and close
3–6 month build. Draw schedule and closing coordinated with your lender.
Recommended lenders & portals
Start a pre-qualification
These are independent third parties. QC Homes doesn't receive commissions — we simply work with lenders comfortable with off-grid, solar-powered rural property.
Rocket Mortgage
Fast online pre-approval for conventional loans. A good first stop to see your ballpark numbers.
Better Mortgage
Fully digital application with same-day pre-approval letters and no lender fees.
Arizona Central Credit Union
Local Arizona lender familiar with rural and unconventional property in Maricopa County.
Clean Energy Credit Union
Green lender specializing in solar, battery storage and off-grid property improvements.
Fannie Mae HomeStyle Energy
Program details for financing energy-efficiency and renewable systems into a mortgage.
Consumer Finance rate explorer
Independent government tool for comparing current Arizona mortgage rates.
Prepare this
What lenders will ask for
- • Two years of tax returns or W-2s (or 1099s if self-employed)
- • Recent pay stubs and two months of bank statements
- • Photo ID and Social Security number for the credit pull
- • The property details — we provide the spec sheet and site plan
Haven't reserved yet?
Phase 1 offers 4 Helios Homesteads. The $100 pre-order is fully refundable.
Reserve a lotQC Homes LLC is not a mortgage broker or lender and does not provide financial advice. All rates, terms and approvals are determined by the lender you choose.